Banking as a Services (BaaS)





Banking as a Service (BaaS) is the provision of banking products to non-bank third parties through application programming interfaces APIs.

Banking as a Service is reconfiguring the banking value chain through virtual integration, opening the door to disintermediation and enabling new sources of growth.




Banking as a service allows non-banks to offer core financial services to their customers by integrating with banks via APIs. Non-banks build products on top of the traditional banking infrastructure.


Customer Experience (CX)

CX Management

Revenue Model




User Experience Design (UXD):

Trusted Platform

BaaS providers normally work directly with banks to provide the underlying service, and platforms can then use BaaS APIs to enable customers to hold funds, pay bills, manage cash flow, and access funding by working directly with the platform they’ve come to know and trust.




BaaS and Embedded Finance

A BaaS provider makes it easy for any business, from fintech startups to established platforms, to embed the financial services traditionally offered by a bank – such as monetary accounts, cards, and loans – directly into its existing software. Third-party BaaS providers improve the user experience through their BaaS platforms.




One-stop Destination for Customers

With the proliferation of banking-as-a-service (BaaS) tools, it’s easier than ever for platforms to integrate financial services – such as business expense cards, monetary accounts, and loan access—directly into their product. With these tailored financial services, platforms become a one-stop destination, enabling customers to manage all aspects of their business in a single place.


Increase Your Business Cash Flow

Blockchain Can Improve Organizations

Sustainable Finance

 e-Learning of Sustainable Finance