A disruptive financial service is a proactive innovation that brings to a market a very different value proposition than had been available previously, creates a new market and value network and eventually disrupts an existing market and value network, displacing established leaders.

A proactive disruption strategy can put financial innovators ahead of their competitors for quite a while.





Coaching by Example




Vadim Kotelnikov

Making it BIG is about being a disruptive force and a game changer in your target market.

Vadim Kotelnikov, founder of 1000ventures - personal logo VadiK

Inventor Business e-Coach

Author Innoball

Founder Innompic Games icon


Trendsetter Innompic Games  

Innompic Games is the World's #1 platform for inventing new trends in various fields and designing disruptive financial services.





Example of a Disruptive Financial Service

Banking as a Service (BaaS)

BaaS is the provision of banking products to non-bank third parties through application programming interfaces APIs.

BaaS is reconfiguring the banking value chain through virtual integration, opening the door to disintermediation and enabling new sources of growth.




Vadim Kotelnikov innovation quotes: Managers succeed by following the rules. Innovators succeed by breaking the rules.  

Strategic Management

Adopt a disruption mindset and launch a crusade.





Design of a Disruption Strategy

A disruption strategy is unlikely survive encounters with diverse internal and external enemies unless you prepare to win by playing Innoball INNOBALL entrepreneurial simulation game not just ones, but with every disruptive strategic initiative.

Business Incubation best training Innoball simulation game Vadim Kotelnikov Innovation Football Brainball win wisely


Innovation Process holistic approach A to Z 360  

Competitive Disruption

Disruptive Strategist

Radical Innovation

Break Rules

Competitive Innovation

Surprise To Win  ▪  STAND OUT

Venture Management

10 Rules 

9 Maxims of Venturing